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Coverage 101

What Home Insurance Covers

Most standard home insurance policies include protections like these. Here's what each one does.

Dwelling

The structure of your home, including the roof, walls and built-in systems.

Personal Property

Furniture, electronics, clothing and your other belongings.

Liability

Protection if someone is injured on your property.

Additional Living Expenses

Temporary housing if a covered loss makes your home unlivable.

Simple. Fast. Free.

How It Works

Comparing home insurance shouldn't be a chore. Three simple steps to see your options.

  1. 1Step 1

    Choose Your Home Size

    Pick your home's square footage to get started. One tap and you're on your way.

  2. 2Step 2

    Answer a Few Questions

    Share a few basics about your home and the coverage you want. It only takes a few minutes.

  3. 3Step 3

    Compare Your Quotes

    Review your options side by side and choose the coverage and price that fit you best.

Know your rate

What Shapes Your Home Insurance Rate

Every home is different. Insurers weigh factors like these when pricing a policy, so comparing quotes is the easiest way to see what you could pay.

See My Rates
  • LocationLocal weather risks and rebuild costs in your area.
  • Home Age & BuildWhen your home was built and what it's made of.
  • Roof & SystemsThe age and condition of your roof, plumbing and electrical.
  • Your DeductibleA higher deductible usually means a lower premium.
  • Coverage LimitsHow much protection you choose for your home and belongings.
  • Claims HistoryPast claims on your home or in your name.
FAQ

Questions? We've Got Answers.

Still deciding? Start with one tap and see your options. There's no cost and no obligation.

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How much does home insurance cost?

It depends on where you live, your home's age, size and rebuild cost, the coverage limits and deductible you choose, and your claims history. Comparing quotes is the easiest way to see what fits your budget.

Is this service really free?

Yes. Using this site to compare home insurance quotes costs you nothing, and you are never obligated to buy.

How long does it take to get quotes?

The form takes just a few minutes. Have your address and a few basic details about your home handy.

What information do I need?

Your address, a few basic details about your home such as its age, size and roof, and the coverage you're looking for.

Ready to see how much you could save?

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